Venture Debt and Growth Financing Solutions
SG serves as a lending partner to SaaS, tech-enabled services, and recurring revenue companies.
What we do
Lending Partner
We provide tailored, flexible credit structures to SaaS, tech-enabled services, and recurring revenue companies seeking capital to fund growth, extend runway, minimize dilution, and generate equity value.
$3 - $20MM+
Loan Size
1st or 2nd Lien
Security
12 - 48 Months
Term
Structure
- Term Loans (with additional tranches available based on performance)
- Revolver (around MRR borrowing base)
- Flexible repayment (interest-only) around Borrower’s proforma plan
Who We Work With
Borrower Profile
We focus on lending to businesses that provide mission critical software or tech-enabled services and have sticky, recurring revenue.
![cover image 1652195196.jpg.760x400 q85 crop upscale](https://www.sgcreditpartners.com/wp-content/uploads/2023/02/cover_image_1652195196.jpg.760x400_q85_crop_upscale.jpg)
Size
$3MM - $15MM+ ARR
Industry
Agnostic
Cap Table
PE/VC-Backed or Bootstrapped
Objectives
Working Capital, Growth Capital, Acquisitions, and Special Situations
Underwriting
- Total Debt / ARR: 0.5x-1.5x
- Strong growth and retention metrics to support enterprise value
- Sufficient liquidity with path to profitability
The SG Standard
Industry-Leading Pace and Precision
With over 100 transactions closed and a nimble, experienced team, we know how to structure optimal credit solutions and strive to execute flawlessly.
Tailored Solutions
Flexible & scalable structures to meet your specific needs.
Non-Dilutive Capital
Unlike other venture debt firms, we do not require warrants or equity.
Speed + Certainty to Close
We do what we say and we do it with speed - most deals close within 3 weeks.
NEWSROOM
Recent Closings
View Portfolioour team
Your Credit Partners
![Marc Cole](https://www.sgcreditpartners.com/wp-content/uploads/2023/01/M-Cole_720x720-edit.jpg)
![Marc Cole](https://www.sgcreditpartners.com/wp-content/uploads/2023/01/M-Cole_720x720-hover.jpg)
![Nick Seraydarian](https://www.sgcreditpartners.com/wp-content/uploads/2023/01/N-Seraydarian_720x720-edit.jpg)
![Nick Seraydarian](https://www.sgcreditpartners.com/wp-content/uploads/2023/01/N-Seraydarian_720x720-hover.jpg)
![Spencer Brown](https://www.sgcreditpartners.com/wp-content/uploads/2023/01/Sp-Brown_720x720-edit.jpg)
![Spencer Brown](https://www.sgcreditpartners.com/wp-content/uploads/2023/01/Sp-Brown_720x720-hover.jpg)
![Dan Looker](https://www.sgcreditpartners.com/wp-content/uploads/2023/01/D-Looker_720x720-edit.jpg)
![Dan Looker](https://www.sgcreditpartners.com/wp-content/uploads/2023/01/D-Looker_720x720-hover.jpg)
![Andrew Nesbitt](https://www.sgcreditpartners.com/wp-content/uploads/2023/08/Nesbitt.jpg)
![Andrew Nesbitt](https://www.sgcreditpartners.com/wp-content/uploads/2023/08/Nesbitt_Hover.jpg)
![Jessica Panarella](https://www.sgcreditpartners.com/wp-content/uploads/2023/01/J-Panarella_720x720-edit.jpg)
![Jessica Panarella](https://www.sgcreditpartners.com/wp-content/uploads/2023/01/J-Panarella_720x720-hover.jpg)