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Tailored Private Credit Solutions

Our flexible mandate enables us to provide tailored credit solutions including asset-based revolvers and asset-backed and cash flow term loans. We are able to apply these approaches individually or in combination to provide a complete solution when other lenders face limitations.

Companies We've Partnered With


Lending Partner

Lower middle market businesses and entrepreneurs are often underserved by traditional banks and credit funds- but that's where SG Credit Partners comes in. Our capital base and platform enable us to apply two distinct approaches including asset-based revolvers and term loans collateralized by a variety of assets.

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$3 - $20MM+

Loan Size

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6 - 48 Months



We uniquely employ two products depending upon each client's financial profile.

Asset-Based Revolvers

  • Working Capital (ABL) Revolver

Term Loans: Asset-Backed & Cash Flow

  • Collateral-Backed: Equipment, IP, real estate,
    non-business / personal assets
  • Cash Flow: 1st lien term loan, 2nd lien term loan, or unitranche


Borrower Profiles

Our flexible secured debt transactions take many different forms, with each borrower benefitting from a tailored approach. SG Credit provides liquidity from many different asset classes and often provides more aggressive advance rates than traditional lenders. We can provide more solutions based on our unique product breadth that traditional lenders can't match.

Commercial Finance

Industry agnostic platform focused on companies and entrepreneurs seeking financing outside of traditional lending parameters.

Asset-Based Revolvers

  • $20+ MM annual revenue
  • Accounts receivable, inventory, M&E
  • Sufficient working capital & asset coverage
  • Working capital, turnarounds, restructuring, growth capital, acquisitions & DIPS
  • Traditional ABL formulas
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Term Loans: Asset-Backed & Cash Flow

  • Asset-backed: IP, M&E, RE & other
  • Guarantor-based: personal assets (brokerage accounts, select residential RE, other) in connection w/ business use
  • Cash flow: Requires min. of $20MM revenue and $2MM EBITDA

We can underwrite based on working capital, cash-flow, collateral, a strong/secured high net worth guaranty, or a combination thereof

The SG Standard

Industry-Leading Pace and Precision

Simply put, SG is at its best when on the clock - we excel in situations that require quick, dependable capital. 

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Tailored Solutions

Not all deals fit in a box. We tailor our structures to each client's specific needs.

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Non-Dilutive Capital

Non-dilutive approach for simplicity, preservation of equity

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Speed + Certainty to Close

Flat organization with streamlined decision making.  We deliver on our word.

our team

Your Credit Partners

Charlie PererCharlie Perer Charlie Perer Head of Originations
Spencer BrownSpencer Brown Spencer Brown Managing Director
Oren MosesOren Moses Oren Moses Managing Director
Nathalie ButlerNathalie Butler Nathalie Butler Managing Director
Carlos TanCarlos Tan Carlos Tan Managing Director
Mark PickeringMark Pickering Mark Pickering Managing Director
Gerardo MoraGerardo Mora Gerardo Mora Senior Associate


Interested in partnering with us? Connect with SG now or download our fact sheet below.