Tailored Private Credit Solutions
Our flexible mandate enables us to provide tailored credit solutions based on each borrower's business goals.
WHAT WE DO
Lending Partner
Lower middle market businesses and entrepreneurs are often underserved by traditional banks and credit funds—but that’s where SG Credit Partners comes in. Our capital base and platform enable us to apply three distinct approaches including asset-backed, cash flow and guarantor collateral. We are able to apply these approaches individually or in combination to provide a complete solution when other lenders face limitations.
$3 - $20MM+
Loan Size
Flexible
Security
6 - 48 Months
Term
Structure
Cash Flow
- 1st lien term loan, 2nd lien term loan, or unitranche
Asset-Backed
- Working Capital (ABL) Revolver
- Collateral-Backed Term Loan - equipment, IP, Real Estate, other assets
High Net Worth
- Flexible business loans backed by non-business / personal assets (1st lien, 2nd lien, or unsecured)
- 1st lien, Split lien, 2nd lien "stretch" loans
Borrower Profiles
- Cash Flow
- High Net Worth
- Asset-Backed
Cash Flow
Cash flow for debt service, leverage, enterprise value
High Net Worth
Sufficient net worth, dedicated collateral, future liquidity events
Asset-Backed
LTV based on appraised collateral value
The SG Standard
Industry-Leading Pace and Precision
Simply put, SG is at its best when on the clock - we excel in situations that require quick, dependable capital.
Tailored Solutions
Not all deals fit in a box. We tailor our structures to each client’s specific needs.
Non-Dilutive Capital
Non-dilutive approach for simplicity, preservation of equity
Speed + Certainty to Close
Flat organization with streamlined decision making. We deliver on our word.
