Latest News

Executive’s Corner: Interview with Greg Carasik, Executive Director of Capital Finance at UMB Bank

Jan
14
2020
In this installment of our series of “Executive’s Corner,” featuring articles from guest writer Charlie Perer of SG Credit Partners, the author sits with Greg Carasik, Executive Director of Capital Finance at UMB Bank, to understand his views on leadership, transforming UMB’s ABL group (formerly Marquette Business Credit), portfolio management and competitive environment, among other things. Charlie Perer: Thank you for your time Greg....

Continue reading


Don’t hate the player, hate the game! The ABL game has changed.

Jan
13
2020
Yet the players remain the exact same.  There have been many changes to the middle-market ABL industry over the past decade, but none more seminal than the dramatic shift in underwriting methodology to include enterprise value. But what about the assets?  Liquidating middle-market businesses with at least ABL net funds employed of $10+ million, and majority much higher, can be a difficult task. Specifically, when dealing with heavy-inventory...

Continue reading


Executive’s Corner: Scott Winicour, CEO of Gibraltar Business Capital

Dec
17
2019
Link to full article here. In this installment of our series of “Executive’s Corner,” guest writer Charlie Perer of SG Credit Partners sits with Scott Winicour. CEO of Gibraltar Business Capital, to understand his views on building an asset-based lending shop, national expansion, ABL consolidation, working for a BDC and the competitive environment, among other topics. Charlie Perer: Please tell us about the history and legacy of Gibraltar...

Continue reading


Executive’s Corner: Interview with Paul Cronin, Head of Asset Based Lending & Restructuring Finance, Santander Bank

Nov
18
2019
Link to article here. In this installment of our series of “Executive’s Corner,” featuring articles from guest writer Charlie Perer of SG Credit Partners, the author sits with Paul Cronin to understand his views on leadership, joining Santander and competitive environment, among other things. Charlie Perer: Thank you for your time Paul. To begin, can you please talk about your background as you have run different business lines over the...

Continue reading


Ain’t Nothing, but a “G” Thing Baby; Goodbye Super G, Hello SG Credit

Nov
14
2019
Link to article here. Ten years ago, a self-made entrepreneur named Darrin Ginsberg started Super G Capital, LLC with his own capital and with the goal of financing the merchant services industry (not to be confused with the MCA industry). He never set out to build a lending business and came up with the name Super G as his personal LLC based on a T-shirt his friends gave him with “G” replacing the Superman insignia. Hence, the legend...

Continue reading


SG Credit Partners Adds Bridge Loan Product to Solve For High Net Worth Liquidity Issues

Nov
12
2019
SG Credit Partners (“SGCP”) now offers an interest only bridge loan product designed to provide a liquidity solution for asset rich, liquidity constrained entrepreneurs when speed and certainty to close are required. We call it the “Personal Financial Statement (PFS) Loan.” SGCP enables entrepreneurs to quickly tap into pockets of equity in their non-business asset base that traditional lenders would not consider. SGCP...

Continue reading


Executive’s Corner: Interview with Martin Battaglia, CEO of Encina Business Credit

Oct
23
2019
Link to article here. In this installment of our series of “Executive’s Corner,” featuring articles from guest writer Charlie Perer of SG Credit Partners, the author sits with Marty Battaglia to understand his views on leadership, market conditions and the changing competitive landscape, among other things. Charlie Perer: You founded Encina less than 4 years ago. Has the Company grown to your expectations? Marty Battaglia: Generally speaking,...

Continue reading


Eyes Wide Shut – The ABL Industry Predicted the Bubble Bursting

Oct
17
2019
Link to the article here. When the credit markets dry up only a few will understand how it happened.  The few that are in the know – and saw it coming – are bank-ABL industry executives who are pushing credit executives in C&I to properly risk-rate and downgrade marginal credits and transfer to ABL.  Risk-rating models and politics in a bank can be subjective, not forward looking and can be interpreted with the goal of keeping...

Continue reading


SG Credit Partners Provides $1.5 Million Refinance for SaaS Company

Sep
30
2019
The Company: Venture-backed SaaS platform for digital publishing.  Revenue: $6MM | Equity Raised: $30MM. The Financing Situation: The Company’s existing debt facility was maturing and the incumbent lender was unwilling to extend due to lender fatigue and other circumstances. SG was brought in alongside an equity contribution to refinance the debt and provide additional working capital. The Solution: SG was able to quickly get comfortable...

Continue reading


Executive’s Corner: Interview with Kenneth Frieze, CEO of Gordon Brothers

Sep
25
2019
Link to article here. In this installment of our series of “Executive’s Corner,” featuring articles from guest writer Charlie Perer of SG Credit Partners, the author sits with Ken Frieze to gain an understanding of his views on leadership, market cycles and the competitive environment, among other topics. Charlie Perer: Thank you for your time. It’s incredible to think that Gordon Brothers was founded over 100 years ago. Can you talk...

Continue reading


  • 1
  • 2
  • 9
SGCP Logo

Copyright © 2019 SGCP. All rights reserved.

California loans are made pursuant to SG Credit Partners, Inc.'s California Department of Corporations Finance Lender License No. 60DBO-87290. Credit approval is subject to SG Credit Partners, Inc.'s credit standards, and actual terms (including actual loan amount) may vary by applicant. SG Credit Partners, Inc. requires certain supporting documentation with each new application. Complete disclosures of APR, fees, and payment terms are provided with each loan and are available from SG Credit Partners, Inc. at 23 Corporate Plaza, Suite 100, Newport Beach CA 92660, telephone 1-800-631-2423.